Mortgage Protection Insurance

Entering into a mortgage agreement is always an endeavor to feel optimistic about. All of us want to own our own homes and once we get the opportunity to do that, it is worth feeling proud. However, once you have secured your mortgage agreement, you need to ensure you are protecting it. For example, if you were to suddenly pass away, you need to know that both you and your property are safe. That is why mortgage protection insurance is so important. There is no greater gift you could give to your family than the peace of mind of knowing your home will always be protected. So, speak to us about our plethora of favorable policies, here at Cary Financial Planners, and make sure your loved ones always have a roof over their heads.

What is Mortgage Protection Insurance? 

Mortgage protection insurance is a type of insurance policy that you take out on your home and your existing mortgage arrangement. Designed to cover the full extent of your mortgage, this is a policy that gets paid out once you, the main policyholder, pass away. It will cover the remaining balance of your mortgage loan, being updated with every payment you make, until the final pennies are paid off. Meaning, if you were to die at any point before it has been paid off, we will cover the full amount without needing to cause your family any trouble or grief. 

Finding the Right Insurance for You

If mortgage protection insurance, therefore, sounds like an appealing prospect to you, contact us and find the right insurance policy for you. Our team caters to the needs of a wide array of different clients, with homeowners of all ages and backgrounds. We have experience dealing in every case and thus, can promise you real, reputable service. We’ll give you quality advice over which of our policies will best suit your needs so that you can find a solution that is both affordable and dependable were the worst to happen. 

Custom Policies 

Given that every individual has a different situation, we feel it imperative to tailor each of our policies to their unique requirements. We take into account numerous key details of your portfolio so that we can make an according judgment with the fairest rates of pricing. Of course, this will cover the full amount included in your mortgage loan. However, other factors such as your age, remaining repayment period, health history, and various other elements will be considered to bring you a reflective policy. 

Fixed Annuities and Fair Rates 

But no matter what that turns out to be, you can always count on achieving the most cost-effective rates of pricing with fixed annuities whenever you arrange your plan with us. Our team believes in the homeowners of our city and wants to provide fair policies to display this. So, if you want to save yourself some money and stress for the future, make sure we are always your first-choice policy provider.